fil77 Terms & Conditions

Your access to and use of the fil77 platform is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, registered users, and others who access or use the fil77 service.

If you do not agree with any part of these Terms, you must immediately discontinue your use of the fil77 platform and, if applicable, close your account. Continued use of the platform following any modification to these Terms constitutes your acceptance of the revised Terms.

fil77 reserves the right to modify, suspend, or discontinue any aspect of the platform at any time, with or without notice, and without liability to you or any third party.

To register and use the fil77 platform, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. This is the minimum legal age for casino-style gambling in the Philippines as prescribed under applicable Philippine gaming regulations. fil77 strictly enforces this requirement and will request government-issued identification to verify your age during the KYC (Know Your Customer) process.
• You must be a natural person. Corporate entities, trusts, and other non-individual legal persons may not register as players.
• You must be legally permitted to participate in online gaming activities under the laws of your jurisdiction. It is your sole responsibility to determine whether online gaming is lawful in your location before registering.
• You must not be a current employee, contractor, director, officer, or agent of fil77, or an immediate family member of any such person.
• You must not have been previously excluded, suspended, or banned from the fil77 platform or any other gaming platform operated under the PAGCOR regulatory framework.
• You must not be acting on behalf of another person when registering or using the fil77 platform.

fil77 reserves the right to request proof of eligibility at any time. Failure to provide satisfactory documentation within the timeframe specified by fil77 may result in account suspension or closure.

To access the full range of fil77 services, you must register a player account. The following terms govern account registration and maintenance:

3.1 One Account Per Person. Each player is permitted to hold only one (1) registered account on the fil77 platform. The creation of multiple accounts by a single individual — whether using different names, email addresses, mobile numbers, or payment methods — is strictly prohibited and constitutes grounds for immediate account suspension and forfeiture of all balances.

3.2 Accurate Information. You must provide accurate, current, and complete information during registration and must update your account information promptly if any details change. fil77 is not liable for any loss or inconvenience arising from your failure to maintain accurate account information.

3.3 Account Security. You are solely responsible for maintaining the confidentiality of your login credentials, including your username and password. You must not share your account credentials with any third party. fil77 will not be liable for any loss resulting from unauthorized use of your account where you have failed to maintain the security of your credentials.

3.4 KYC Verification. fil77 is required to verify the identity of all players before processing withdrawals. You will be required to submit valid Philippine government-issued identification (such as a Philippine passport, SSS ID, UMID, PhilHealth ID, or driver's license) and proof of address. fil77 may request additional documentation at any time in accordance with its anti-money laundering obligations.

3.5 Account Closure. You may request the closure of your fil77 account at any time by contacting customer support. fil77 reserves the right to close or suspend any account at its sole discretion, including where it suspects fraudulent activity, breach of these Terms, or regulatory non-compliance.

4.1 Accepted Payment Methods. fil77 accepts deposits and processes withdrawals via the following payment methods available to Philippine-based players:

• GCash (instant deposit and withdrawal)
• PayMaya / Maya (instant deposit and withdrawal)
• Bank transfer via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank
• Debit card (Visa and Mastercard debit only)

fil77 does not accept credit card deposits for gambling transactions, in compliance with applicable Philippine regulations. Cryptocurrency deposits and withdrawals are not accepted.

4.2 Minimum Transactions. The minimum deposit amount is ₱100. The minimum withdrawal amount is ₱200. These thresholds may be adjusted from time to time at fil77's discretion, with notice provided to players.

4.3 Withdrawal Processing. GCash and Maya withdrawals are typically processed within 15 minutes of approval. Bank transfer withdrawals are processed within one (1) business day. Processing times may be extended during periods of high volume or where additional verification is required.

4.4 Withdrawal Conditions. Withdrawals are subject to completion of KYC verification. fil77 reserves the right to withhold withdrawal processing pending satisfactory identity verification. Players must withdraw to a payment method registered in their own name — third-party withdrawals are not permitted.

4.5 Currency. All transactions on the fil77 platform are conducted in Philippine Peso (PHP / ₱). fil77 is not responsible for any currency conversion fees charged by your bank or payment provider.

5.1 General. fil77 may offer bonuses, free spins, cashback, and other promotional incentives to registered players from time to time. All bonuses and promotions are subject to specific terms and conditions that will be communicated at the time the offer is made. In the event of any conflict between promotion-specific terms and these general Terms, the promotion-specific terms shall prevail.

5.2 Wagering Requirements. Most bonuses are subject to wagering requirements — a specified multiple of the bonus amount (and in some cases the deposit amount) that must be wagered before the bonus or any winnings derived from it can be withdrawn. Wagering requirements will be clearly stated in the applicable promotion terms.

5.3 Bonus Abuse. fil77 reserves the right to void bonuses and any associated winnings, and to suspend or close accounts, where it determines that a player has engaged in bonus abuse, including but not limited to: creating multiple accounts to claim the same bonus, using prohibited betting patterns to meet wagering requirements with minimal risk, or colluding with other players to exploit promotional offers.

5.4 Expiry. Bonuses that are not claimed or used within the specified validity period will expire automatically. Expired bonuses cannot be reinstated.

5.5 Right to Modify. fil77 reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice, provided that any modification will not affect bonuses already claimed and in active use by a player.

6.1 Game Integrity. All games available on the fil77 platform — including live dealer games, slots, bingo, and specialty titles — operate using certified Random Number Generator (RNG) technology or live dealer mechanics provided by licensed game studios. Game outcomes are independently audited for fairness by accredited testing laboratories.

6.2 Malfunction Policy. In the event of a technical malfunction, game error, or system failure that affects the outcome of a game, fil77 reserves the right to void the affected game round and return the wager to the player's account. fil77 is not liable for any losses arising from technical malfunctions beyond its reasonable control.

6.3 Disconnection. fil77 is not responsible for losses incurred as a result of internet disconnection, device failure, or other connectivity issues on the player's side. Where a game round is interrupted due to disconnection, the outcome will be determined in accordance with the applicable game rules.

6.4 Disputed Results. In the event of a dispute regarding a game outcome, the records maintained by fil77's gaming system shall be the definitive record. Players may submit disputes to fil77 customer support within 30 days of the disputed event.

The following conduct is strictly prohibited on the fil77 platform. Violation of any of these prohibitions may result in immediate account suspension, forfeiture of balances, and referral to the relevant regulatory or law enforcement authorities:

• Registering more than one account, or registering on behalf of another person
• Providing false, misleading, or fraudulent information during registration or KYC verification
• Using the platform while under 21 years of age
• Engaging in any form of cheating, collusion, or use of automated software (bots) to gain an unfair advantage
• Exploiting software bugs, errors, or vulnerabilities — any such discovery must be reported to fil77 immediately
• Engaging in money laundering, fraud, or any other illegal financial activity through the platform
• Attempting to reverse, charge back, or dispute legitimate transactions with your payment provider
• Harassing, threatening, or abusing fil77 staff or other players
• Using a VPN, proxy, or other technology to circumvent geographic restrictions or account suspensions

fil77 is committed to promoting responsible gaming and providing players with the tools they need to stay in control of their gaming activity. The following responsible gaming tools are available to all registered players:

• Deposit Limits: Set daily, weekly, or monthly deposit limits on your account
• Loss Limits: Set limits on the amount you are willing to lose within a defined period
• Session Time Limits: Restrict the amount of time you spend on the platform per session
• Cooling-Off Period: Temporarily suspend your account for a defined period (24 hours to 6 weeks)
• Self-Exclusion: Permanently or indefinitely exclude yourself from the fil77 platform

fil77 strictly enforces the 21+ age requirement and will not knowingly permit underage individuals to access the platform. Players who are concerned about a minor accessing the platform should contact fil77 support immediately.

All content on the fil77 platform — including but not limited to text, graphics, logos, game assets, software, and user interface elements — is the property of fil77 or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the fil77 platform for personal, non-commercial entertainment purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the fil77 platform without the prior written consent of fil77.

To the maximum extent permitted by applicable law, fil77 and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or service interruption, arising out of or in connection with your use of the fil77 platform.

fil77's total aggregate liability to you for any claim arising out of or relating to these Terms or your use of the platform shall not exceed the total amount deposited by you into your fil77 account in the thirty (30) days immediately preceding the event giving rise to the claim.

Nothing in these Terms shall limit or exclude fil77's liability for fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable Philippine law.

fil77 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By using the fil77 platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

fil77 complies with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations. Your personal data will not be sold to third parties and will only be shared with service providers and regulatory authorities as described in the Privacy Policy.

fil77 reserves the right to amend these Terms at any time. Where changes are material, fil77 will provide reasonable notice to registered players via email or a prominent notice on the platform. Your continued use of the fil77 platform following the effective date of any amendment constitutes your acceptance of the revised Terms.

It is your responsibility to review these Terms periodically. The date of the most recent revision is indicated at the top of this page.

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

fil77 operates under the regulatory oversight of the Philippine Amusement and Gaming Corporation (PAGCOR). Players who have unresolved complaints may escalate their concerns to PAGCOR through the appropriate regulatory channels.

If you have any questions, concerns, or complaints regarding these Terms, please contact the fil77 support team:

fil77 aims to respond to all written enquiries within two (2) business days.